make the class object here
<?xml version="1.0" encoding="utf-8"?>
<Document xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns="urn:iso:std:iso:20022:tech:xsd:pain.008.001.02">
  <CstmrDrctDbtInitn>
    <GrpHdr>
      <MsgId>20101101-0001</MsgId>
      <CreDtTm>2025-06-04T18:30:07.2658269+00:00</CreDtTm>
      <Authstn>
        <Prtry>TEST</Prtry>
      </Authstn>
      <NbOfTxs>1</NbOfTxs>
      <InitgPty>
        <Nm>Bob A/S</Nm>
      </InitgPty>
    </GrpHdr>
    <PmtInf>
      <PmtInfId>PmtInfId-001</PmtInfId>
      <PmtMtd>DD</PmtMtd>
      <PmtTpInf>
        <SvcLvl>
          <Cd>SEPA</Cd>
        </SvcLvl>
        <LclInstrm>
          <Cd>CORE</Cd>
        </LclInstrm>
        <SeqTp>FRST</SeqTp>
      </PmtTpInf>
      <ReqdColltnDt>2025-06-04</ReqdColltnDt>
      <Cdtr>
        <Nm>Bob A/S</Nm>
      </Cdtr>
      <CdtrAcct>
        <Id>
          <IBAN>DK1030001234567890</IBAN>
        </Id>
      </CdtrAcct>
      <CdtrAgt>
        <FinInstnId>
          <BIC>DABADKKK</BIC>
        </FinInstnId>
      </CdtrAgt>
      <CdtrSchmeId>
        <Id>
          <PrvtId>
            <Othr>
              <Id>DK67ZZZ300077777777</Id>
              <SchmeNm>
                <Prtry>SEPA</Prtry>
              </SchmeNm>
            </Othr>
          </PrvtId>
        </Id>
      </CdtrSchmeId>
      <DrctDbtTxInf>
        <PmtId>
          <EndToEndId>20101101-5555-0001</EndToEndId>
        </PmtId>
        <InstdAmt Ccy="EUR">100</InstdAmt>
        <DrctDbtTx>
          <MndtRltdInf>
            <MndtId>5555</MndtId>
            <DtOfSgntr>2025-06-04</DtOfSgntr>
          </MndtRltdInf>
        </DrctDbtTx>
        <DbtrAgt>
          <FinInstnId>
            <BIC>DABADKKK</BIC>
          </FinInstnId>
        </DbtrAgt>
        <Dbtr>
          <Nm>Alice</Nm>
        </Dbtr>
        <DbtrAcct>
          <Id>
            <IBAN>DK3030000987654321</IBAN>
          </Id>
        </DbtrAcct>
        <InstrForCdtrAgt>ALL</InstrForCdtrAgt>
        <RmtInf>
          <Ustrd>Magazine subscription</Ustrd>
        </RmtInf>
      </DrctDbtTxInf>
    </PmtInf>
  </CstmrDrctDbtInitn>
</Document>