using System;

public class Program

{

    public static void Main()

    {

        string Bname, Bid;

        double P, T, R, I, TA, M, D;

        Console.WriteLine("***Loan Calculator***");

        Console.Write("Borrower's Name: ");

        Bname = Console.ReadLine();

        Console.Write("Borrower's ID: ");

        Bid = Console.ReadLine(); 

        Console.Write("Principal Amount: ");

        P = double.Parse(Console.ReadLine());

        Console.Write("Time (year): ");

        T = double.Parse(Console.ReadLine());

        Console.Write("Rate (decimal): ");

        R = double.Parse(Console.ReadLine());

        I = P*T*R;

        D = T*12;

        TA = I + P;

        M = TA/D;

        Console.WriteLine(Bname + " with Borrower's ID: " + Bid);

        Console.WriteLine("has to pay a total of: " + ("PHP") + String.Format("{0:N}" , TA)); 

        Console.WriteLine("with a monthly pay of " + ("PHP") + String.Format("{0:N}" , M) + " for " + D + " months."); 

        Console.WriteLine("Thank you! ");

    }

}