using System;

public class Program

{

    public static void Main()

    {

        String Name, ID;

        int duration, Time;

        float P, Rate, Total, M, I;

        Console.WriteLine("*** Loan Calculator ***");

        Console.Write("Borrower's Name: ");

        Name = Console.ReadLine();

        Console.Write("Borrower's ID:  ");

        ID = Console.ReadLine();

        Console.Write("Principal Amount:  ");

        P = Int32.Parse(Console.ReadLine());

        Console.Write("Time (year):  ");

        Time = Int32.Parse(Console.ReadLine());

        Console.Write("Rate (decimal):  ");

        Rate = float.Parse(Console.ReadLine());

        I = P * Rate * Time;

        Total = I + P;

        duration = Time * 12;

        M = (I + P) / duration;

        Console.WriteLine(Name + " with borrower's ID; " + ID);

        Console.WriteLine("has to pay a total of : " + string.Format("{0:N}", Total));

        Console.WriteLine("with monthly pay of " + String.Format("{0:N}", M)+ " for " + duration + "months");

    }

}