using System;

using c = System.Console;                   

public class Program

{

    public static void Main()

        {

         c.Write(" * Loan Calculator * \n ");

            //declare variables

            double PA,RT,T, SI;

            string name, ID;

        c.Write("Borrower's name: ");

        name = c.ReadLine();

        c.Write("Borrowers I.D: ");

        ID = c.ReadLine();

            c.Write("Enter principal amount: ");

            PA = Double.Parse(Console.ReadLine());

            c.Write("Time (Year): ");

            T =  Double.Parse(Console.ReadLine());

        int month = 12;

        double d = month * T;

             c.Write("Rate (Decimal): ");

            RT=  Double.Parse(Console.ReadLine());

            //calculate simple interest

            SI = (PA*RT*T);

            double Total = SI + PA;

        double M = ( SI + PA )/d;

         Console.WriteLine(name+" with barrower's ID: "+ID+ " has to pay a total of: "+String.Format("{0:N}",Total)+ " with monthly pay of "+String.Format("{0:N}",M)+" for " +d+" months ");

            Console.ReadLine();

        }

    }